Financial Planning Services

The financial planning process at Wallensky Spatz & Associates begins with an in-depth evaluation of your current financial situation at our Westside office.  Once we've established your initial overall objectives, we will focus on specific financial goals. 

Our staff will be there to help you implement your plan every step of the way.  Regular meetings and ongoing financial reviews keep you on target to reach your financial goals.

Some of the services we offer as part of our comprehensive financial planning:

Risk management and insurance strategies
How can I reduce my exposure to potential risks?  

We review your existing insurance policies and recommend changes when appropriate.  
We will help you find suitable and appropriate contracts for your personal situation.


Investment planning and management
Am I saving enough?  Do I have realistic expectations? How can I get more from my investments without taking unnecessary risks? 

We recommend appropriate asset allocation and investment vehicles to help you work toward your goals.

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College funding

What is the best way to save for college? 

We will recommend and implement investment and accumulation strategies to help you pay for your children's education in a tax efficient manner.

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Income tax planning

How can I make sure I don't pay more taxes than the law requires. 

We look for ways to reduce your current and future tax burden and can refer you to qualified tax specialists.

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Retirement plans and pre-retirement planning

How can I make the most of my employer-sponsored retirement plans and IRAs?  How can I establish a retirement plan for myself and my employees?

We will help you select retirement plan options for your business.  We'll help you determine how much you need to save to retire comfortably.

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Retirement income planning

How much money will I need to live comfortably in retirement?  How much can I withdraw from my portfolio and not run out of money?

We can help you determine when and how to create a retirement income designed to last the rest of your life.

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Social Security claiming strategies

How can I maximize my household's benefits?

We can help you elect your Social Security benefits using strategies designed to maximize the amount paid out over single or joint lifetimes.

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Estate conservation, distribution and charitable gifting

How can I maximize my estate for my heirs and favorite charities? 

We provide guidance with your beneficiary designations and will work with your legal and tax advisors to maximize the transfer of your estate.

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